House fire insurance is one of the most important policies to protect our home. Our home is one of the biggest investments that we will make and therefore we should protect it. Houseowner insurance is a comprehensive policy that covers private dwelling house / apartment / condominium / flat including fixtures, fittings, walls, gates and fence against fire and other perils. The house owner insurance is probably the most affordable policy that we will ever purchase that has many benefits and features.

If you wish to extend the coverage for your home contents, you should purchase householder insurance.

Summary of Coverage for house owner insurance:

• Fire, lightning, thunderbolt and subterranean fire (house damaged by fire)

• Explosion (condo damaged by an explosion)

• Aircraft, other aerial devices and / or articles dropped

• Impact Damage

• Bursting or overflowing of domestic water tanks, apparatus or pipes

• Theft

• Hurricane, cyclone, typhoon, windstorm (property damaged by windstorm)

• Earthquake, volcanic eruption

• Flood (property damaged by flood)